The agents at the Northeastern Pennsylvania General Office provide individuals and families with innovative, cutting-edge products and services to help them grow, protect, and conserve their wealth through all stages in life. Taking into account your needs, goals, and tolerance for risk, we will work with you to bring clarity to what you want to achieve and how to get there. Some of our key services are detailed below.
Asset Protection
There are numerous financial and retirement strategies that can help clients accumulate assets for the future and safeguard asset transfer to children and grandchildren. Our agents can help clients figure out what the right course of action is for their specific situation and objectives.
Charitable Giving Strategies
Charitable giving strategies allow clients to support the organizations and causes that matter to them, while often providing immediate income streams and reducing their tax burden. Numerous charitable giving strategies exist, and our agents can help their clients design and execute a charitable giving strategy that is in alignment with their personal and philanthropic goals.
Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.
Investment Management*
Managing clients’ wealth requires a clear understanding of each client’s overall investment objectives. Through Eagle Strategies LLC, a wholly owned subsidiary of New York Life Insurance Company, our comprehensive investment advisory capabilities utilize an investment approach that looks beyond traditional asset allocation, while addressing important factors such as risk tolerance levels and investment time horizons.
Financial Planning*
Our financial advisors with Eagle Strategies LLC provide personalized financial planning to their clients that is specific to their situation, including their income, financial situation and goals, risk tolerance, values, and family. They work with each client to identify and prioritize their goals, explore options, establish effective strategies, construct and execute a plan, and assess the performance of the plan and adjust the plan as needed.
401(k) and IRA Rollovers+
When clients leave a job or retire, they have a decision to make regarding their 401(k) money. While leaving those assets in the former employer’s plan is an option, a rollover can be a consideration. Working with their tax advisor, our NYLIFE Securities Registered Representatives can help their clients determine the right course of action for them. This may include: leaving the funds in their existing plan, if permitted, or rolling them over into their new employer’s plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on the client’s specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.
*Offered by qualified financial advisors through Eagle Strategies LLC, a Registered Investment Adviser. Eagle Strategies is a New York Life company.
+Before rolling over the proceeds of your retirement plan to an Individual Retirement Account (IRA) or annuity, consider whether you would benefit from other possible options such as leaving the funds in your existing plan or transferring them into a new employer’s plan. You should consider the specific terms and rules that relate to each option including: the available investment options, applicable fees and expenses, the services offered, the withdrawal options, the potential flexibility around taking IRS required minimum distributions from the option, tax consequences of withdrawals and of removing shares of employer stock from your plan, possible protection from creditors and legal judgments and your unique situation. Neither New York Life Insurance Company nor its agents provide tax or legal advice. Consult your own tax and or legal advisors regarding your particular situation.
Northeastern Pennsylvania General Office | Moosic, PA
